Private Student Loans

July 8th, 2019

Advertiser Disclosure

Overview

Are you looking to fund your higher education, but you've exhausted all your financial aid and federal loan options? Are you a graduate student looking to avoid expensive federal loans? Or even a parent looking to get loans for your student? Whyze is here to help you reach your goals through private student loans.

Whether you're an undergraduate, masters, or doctorate student, choosing the best private student loan for you can be an overwhelming task. Fortunately for you, we've done all the research, sorted through the details, and created a comparison of the best private student loan rates available. Our comparison tool allows you to easily find the best private student loan rates that meet your needs so get whyze and check it out!

Want to learn more about student loans, check out our Student Loans playlist.

Ascent Tuition Non-Cosigned & Cosigned Student Loans

Ascent Tuition Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

4.14 - 13.13%

Fixed
APR

4.55 - 13.77%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • 1% Cash Back Graduation Reward (Click here for details.)
  • No application, origination or disbursement fees
  • No penalty fee if you pay off your loan early
  • Flexible plans with an option to postpone payments until after leaving school*
    • 5, 8, 10, or 15-year loan terms
  • After making 24 consecutive on-time payments, you may be able to release your cosigner
  • NON-COSIGNED option may be available for eligible juniors, seniors and grad students
  • Cover up to 100% of your college tuition and living expenses
    • Minimum loan amount of $2,000 up to $200,000 (or total cost of attendance less aid received)
  • Customer service that is 100% U.S.-based

Citizens One Student Loans

Citizens One Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

4.14 - 11.10%

Fixed
APR

5.47 - 11.45%

Special Pricing:

Rates shown include a 0.5% interest rate discount by enrolling in Citizen One's Loyalty1 and Automatic Payment discounts

Additional Details:

  • 5, 10, or 15 year payment options
  • Make full or interest-only payments while in school or wait until after graduation2
  • Reserve funding for multiple years3
  • No application fees

College Ave Student Loans

College Ave Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

3.99 - 11.98%

Fixed
APR

4.73 - 12.94%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • 5, 8, 10, or 15-year loan terms
  • 4 repayment options:
    • Full Principal & Interest, Interest Only, Flat, or Deferred payment options available
  • No origination, application and processing fees, no fees for early repayment

Commonbond Student Loans

CommonBond Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

3.69 - 9.67%

Fixed
APR

5.45 - 9.74%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • Flexible loan terms:
    • Undergrad and Grad students: 5, 10, or 15-year loan terms available
    • Dental and Medical School students: 10, 15 or 20-year loan terms available
    • MBA Students: 10 or 15-year loan terms available
  • Deferment, fixed monthly payments of $25, interest-only payment, and full-month payment
  • 6-month grace period and forbearance

Discover Student Loans

Discover Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

4.24 - 11.99%

Fixed
APR

5.49 - 12.99%

Special Pricing:

Rates shown include a 0.6% interest rate discount by enrolling in Discover's interest only repayment discount and Auto Debit Reward programs.

Additional Details:

  • Rewards for good grades
  • Cover up to 100% of school-certified college and graduate school costs
  • Zero fees
  • Choose between in-school or deferred repayment options
  • 100% US-based Student Loan Specialists, available anytime

LendKey Private Student Loans

LendKey Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.38 - 6.81%

Fixed
APR

3.64 - 7.50%

Special Pricing:

Rates shown include a 0.25% interest rate discount with automatic payments

Additional Details:

  • 10-year loan term
  • 6-month grace period and forbearance available

Sallie Mae® Student Loans

Sallie Mae Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

4.25 - 11.35%1

Fixed
APR

5.49 - 11.85%1

Special Pricing:

Lowest rates shown include the Automatic Debit discount. Receive a 0.25 percentage point interest rate reduction for payments made via Automatic Debit.1

SunTrust Student Loans

SunTrust Student Loans Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

3.75 - 10.80%

Fixed
APR

4.55 - 11.30%

Special Pricing:

Rates shown include a 0.50% summer savings interest rate reduction apply for a Custom Choice Loan on or before 8/31/2019*.

Additional Details:

  • Earn a 0.25% interest rate reduction when you auto pay from any bank account and an extra 0.25% interest rate reduction when you auto pay from a SunTrust Bank checking, savings, or money market account.
  • 7, 10, or 15 year payment options
  • No fees to apply
  • In-school deferment available
  • Special rewards - Lower your interest rate with a reward that suits you best:
    • Graduation Reward - 1-2% principal reduction
    • On-Time Payment Reward - 0.25% interest rate reduction
    • No interest (0% APR) for the first six months