Rates, special pricing, and details are subject to change at any time. The rates shown above are accurate as of the
last updated date. Rates may vary by state of residence. All product information shown above is subject to the terms
and conditions of the company offering the product. Please visit the company's website for the latest terms and
conditions. Whyze has entered into referral and advertising arrangements with certain financial institutions under
which we receive compensation (in the form of flat fees per qualifying action) when you provide an e-mail, submit an
application, or get approved for an account.
College Ave Disclosures:
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra
Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines.
Program restrictions, other terms, and conditions apply.
College Ave Refi Education loans are not currently available to residents of Maine.
1$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with
dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees.
Information advertised valid as of 04/26/2019. Variable interest rates may increase after consummation.
2This informational repayment example uses typical loan terms for a refi borrower with a Full Principal &
Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120
monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will
never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may
3The 0.25% auto-pay interest rate reduction applies as long as the borrower or cosigner, if applicable,
in auto-pay and authorizes our loan servicer to automatically deduct your monthly payments from a valid bank account
via Automated Clearing House (“ACH”). The rate reduction applies for as long as the monthly payment amount is
successfully deducted from the designated bank account and is suspended during periods of forbearance and certain
deferments. Variable rates may increase after consummation.
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are
approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term
selected and will be within the ranges of rates shown.
All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction
in interest rate. All variable rates are based on a 1-month LIBOR assumption
of 2.45% effective May 10, 2019.
Education Loan Finance Disclosures:
Education Loan Finance is a nationwide student loan debt consolidation and refinance program offered by Tennessee
based SouthEast Bank. ELFI is designed to assist borrowers through consolidating and refinancing loans into one
single loan that effectively lowers your cost of education debt and/or makes repayment very simple. Subject to
credit approval. See Terms & Conditions.
Interest rates current as of 2/1/2019. The interest rate and monthly
payment for a variable rate loan may increase after closing. Interest rates may be different from the rates shown
above and will be based on the term of your loan, your financial history, and other factors, including your
cosigner’s (if any) financial history. For example, a 10-year loan with a fixed rate of 6% would have 120 payments
of $11.00 per $1,000 borrowed. Rates are subject to change.
Laurel Road Disclosures:
Eligibility and rates offered will depend on your credit profile, total monthly debt payments, and income. Rates in
the above table include a 0.25% discount for making automated payments from a bank account. Program restrictions,
other terms, and conditions apply.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME
WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an
eligible state and meet
SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you
must have a responsible financial history and meet other conditions. If approved, your actual rate will be within
the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible
financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime
without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the
same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent
Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License
6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)