Student Loan Refinancing

July 18th, 2019

Advertiser Disclosure

Overview

Looking to get a lower interest rate on your student loans? Well, you've came to the right place! Whyze has done the research for you, sorted through the details, and created a comparison tool of the best student loan refinancing options available.

Whether you're looking for the lowest fixed or variable interest rates our comparison tool allows you to easily find the best student loan refinancing option that meets your needs.

Want to learn more, check out our article on Lowering Your Student Loan Interest Rate.

College Ave Student Loan Refinance

College Ave Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.49 - 7.24%

Fixed
APR

3.24 - 7.99%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount3

Additional Details:

  • Refinance loan amounts as low as $5,0001
  • Choice of loan repayment terms between 5 and 20 years2
  • No application fees

CommonBond Student Loan Refinance

CommonBond Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.46 - 7.08%

Fixed
APR

3.69 - 8.07%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • 5, 7, 10, 15, or 20-year loan terms available for variable and fixed rate plans
  • Hybrid loan available with a 10-year loan term
  • No origination fees or prepayment penalties
  • Forbearance available

Earnest Student Loan Refinancing

Earnest Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.41 - 6.99%

Fixed
APR

3.47 - 7.72%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • Customized loan terms for extra savings
  • Option to skip one payment per year and make it up later
  • Biweekly automatic payments
  • In-house servicing/customer support

Education Loan Finance Student Loan Refinancing

Education Loan Finance Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.80 - 6.01%

Fixed
APR

3.39 - 6.69%

Additional Details:

  • Minimum of $15,000 in student loan debt to qualify for refinancing
  • 5, 7, 10, 15, or 20-year loan terms
  • No application fees, origination fees, or prepayment penalties

Laurel Road Student Loan Refinancing

Laurel Road Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.43 - 6.65%

Fixed
APR

3.50 - 7.02%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • 5, 7, 10, 15, or 20-year loan terms available
  • Refinance loan amounts as low as $5,000
  • No origination fees or prepayment penalties
  • Co-signer release available
  • Economic hardship support

LendKey Student Loan Refinancing

LendKey Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.44 - 6.87%

Fixed
APR

3.64 - 7.50%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • Flexible loan terms ranging from 5 to 20 years
  • No origination fees

SoFi Student Loan Refinancing

SoFi Logo

Fixed
APR

Variable
APR

Min Credit
Score

Variable
APR

2.43 - 6.59%

Fixed
APR

3.49 - 8.07%

Special Pricing:

Rates shown include a 0.25% auto-pay interest rate discount

Additional Details:

  • 5, 7, 10, 15, or 20-year loan terms
  • No application fees, origination fees, or pre-payment penalties
  • Access to member benefits (career coaching, financial advice, and more - all at no cost)
  • No co-signer release available